Advanced Learner Loans

What you need to know ...

If you are aged 19 or over and studying at Level 3 or above you can apply for an Advanced Learning Loan, to help with the cost of your course. Loans are not dependent on your income and do not affect any benefits you may receive. It’s easy to apply and you will only start making repayments when your income is more than £480 per week; £2,083 per month or £25,000 per year.

To qualify for the loan you must be:

// Aged 19 or over on the first day of your course (there’s no upper age-limit) and starting your course on or after 1 August.

// Living in the UK on the first day of your course and have lived in the UK, the Channel Islands or the Isle of Man for three years immediately before this. Other students may be eligible, check the .gov website for details.

// Enrolling on an eligible course at Level 3 or above which includes: A levels, Access to HE Diplomas, other Diplomas and Certificates.

How much can I get?

Funding will depend on the type of course you wish to take. The minimum loan you can get is £300, however you don’t have to borrow the full fee amount; you can pay the remainder of the fee yourself.

How to Apply

To apply for an Advanced Learner loan you can go online or download the form from the Student Loans Company. You’ll get a letter confirming your loan usually within 2 weeks if you apply online, however postal applications may take longer. You need to complete your loan application before you enrol.


You’ll be due to start repaying your loan in the April after you leave or complete your course, whichever comes first.

You pay back your loan (plus interest) when you finish your course and are earning more than £494 per week, £2,143 per month or £25,725 per year. You pay interest from the day the first payment is made to the College until your loan has been paid back in full.

Your repayments will stop if your income drops below £25,725 a year. Your monthly repayment amount will be 9% of any income you earn over £25,725.

For more information visit: or call: 0300 100 0619

Additional information